How Does Fertility Finance Work?

Andrew Drakeley

Posted by Andrew Drakeley

23 August 2017

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How much do you know about the different financial options when it comes to IVF treatment?

Fertility finance is an option you could consider to help fund treatment if you’re struggling to conceive.

The Hewitt Fertility Centre has partnered with Access Fertility to help you find an affordable route to private fertility treatment, allowing you to save up to 40% on treatment costs. There’s a range of realistic plans for you to consider, with opportunities including a variety of financial packages so you can find the best option for you.

Multi-cycle plan

You may be able to take advantage of a fixed-price package through the Hewitt Fertility Centre and Access Fertility. This offers number of full cycles of fertility treatment, with discounted embryo transfer and storage costs. Multi-cycle offers multiple chances of conceiving without the constant worry of having to find fresh funds each time. Featuring a money-back guarantee, this plan gives you clarity regarding cost and a 70% refund if you’re unsuccessful.

Spreading the cost

You could choose to take out a loan with Access Fertility to fund your treatment, which you repay monthly by direct debit. The amount you can borrow ranges from a minimum of £5,000 to a maximum of £20,000, which you can pay off in instalments over 12-60 months (one to five years).

Here, you can choose how much you’d like to pay a month, based on your financial situation; however, you can only borrow up to the cost of your chosen fertility treatment programme. A guarantor loan is also available for extra peace of mind.

The thought of ‘going private’ can be quite daunting. However, the Access Fertility process for fertility finance is quite simple and straightforward. The first step is to begin by calculating the cost of your treatment and filling in the application form. You’ll receive a call within 24 hours and will then need to send off your income information. Finally, you’ll get a decision about whether you qualify within 48 hours. That’s it!

With finance packages there to help you make your journey to pregnancy as straightforward as possible, there’s now more freedom to explore all the options – welcome news for anyone looking at the choices open to them.

Want to know if you may be eligible for funding? Try our Fertility Finance Checker!


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Andrew Drakeley

Author: Andrew Drakeley

Mr Andrew Drakeley is the Clinical Director at the Hewitt Fertility Centre, working principally at the Liverpool Women’s site but with managerial responsibility for Knutsford. He holds subspecialty accreditation in Reproductive Medicine and surgery and is a fellow of the Royal College of Obstetricians and Gynaecologists, being appointed Consultant in 2005.
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